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Our Sales Team


Todd Banks


Todd Banks, Agent

Todd_Banks-49Todd is driven to help all of his clients succeed to their fullest potential by helping them create, maintain and maximize their individual and corporate goals. His experience as a business owner, and working with major corporations allows Todd to provide a unique consultative value for his clients.

Prior to his insurance career, Todd owned a Commercial Real Estate services company in conjunction with a family business. His responsibilities included coordinating ALTA/ACSM land title services and commercial/industrial zoning reports across the 48 contiguous states. He also conducted work for the Bank of New York, JP Morgan Chase, Ford, General Motors, General Electric, Exxon Mobil, Wawa and several top ten law firms. During his career, Todd has traveled to more than forty-four states and twenty-seven countries.

Todd is licensed in Life, Property & Casualty, Accident and Health Insurance. He attended Bloomsburg University, where he graduated with a B.S. in Finance and minor in Economics. When not working with clients, Todd enjoys competitive Jiu Jitsu and is an avid Scuba Diver.

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Andrew DeGroat


Andrew DeGroat, Principal, WhartonHill Advisors

Andrew DeGroatAt GMG Insurance we focus solely on insurance products but we often need to integrate various financial products for benefits administration and client support. Andrew and his team at Wharton have worked with GMG for the past 8 years. They allow us to streamline our customer’s needs on many different levels providing support for 401k and registered investment advisory services. Andrew presently maintains the following securities registrations with FINRA and the SEC: Series 6, 7, 24, 63, which are held at LPL Financial, and 65, which is held at Independent Financial Partners (or IFP). He has also earned the Accredited Investment Fiduciary (AIF) professional designation, awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh.

In his current capacity as the President of WhartonHill Advisors, Andrew’s practice has been nationally recognized for excellence* in providing the investment advisory and fiduciary consulting services that retirement plan fiduciaries require to meet their obligations. WhartonHill Advisors assists plan fiduciaries develop, implement and maintain “best practice” procedures to manage all aspects of a qualified retirement plan. WhartonHill is a LPL – National Retirement Partners (NRP) member firm and Registered Investment Advisor.

Andrew is a 1990 graduate of Franklin & Marshall College. He and his family reside in suburban Philadelphia.

*401k Wire Top 300 Most Influential Defined Contribution Advisors in the United States. 2008, 2009, 2010, 2011

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Howard Wilson


Howard Wilson, CIC is a Senior Vice President, Property & Casualty Practice Leader

Howard Wilson
Howard Wilson, CIC is a Senior Vice President, Property & Casualty Practice Leader with GMG Insurance. Howard has been in the Property & Casualty Industry for over 25 years specializing in the Manufacturing/Distributors, Real Estate and Construction Industries. His responsibilities include consulting with Middle Market Companies in managing their overall cost of risk through a variety of product offerings. Those offerings include Risk Control Programs, Coverage Audits, Claims Analysis, Captive Programs and Contract Reviews. Howard Joined GMG Insurance in August, 2016 and was formerly with Lyons Insurance Group in a similar capacity. Howard is a graduate of West Virginia University where he earned a degree in Marketing and was a member of the Wrestling Team. Howard earned his Certified Insurance Counselor designation and is pursuing his Associate Risk Manager designation. He is married with 5 children and resides in Jamison Bucks County where he enjoys spending time with his family and has been involved with the Central Bucks Youth Wrestling program for over 10 years.

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Patrick J. Freeman


Patrick J. Freeman, Jr., Vice President
GMG Insurance Agency, Laguna Beach, CA

PATRICK-FREEMANPat joined GMG Insurance Agency and opened its first office on the West Coast in 2007 where he serves as Vice President.

He began his career in sales working for Miller Freeman publications in Laguna Beach, a trade show and magazine publishing company in the early 90s. After moving away from Orange County, he returned in 2003 where he worked with his father, Patrick Freeman Sr., at his Allstate Insurance Agency, which had been in business for almost 25 years at that time. It was the wildfires that hit Laguna Beach in 1993 that ultimately led Patrick to the insurance industry. His father’s Allstate office had 54 customers that lost their homes in the fires of 1993. It was seeing how well customers who were properly insured were taken care of that inspired Pat to join his dad.

In October 2007, Pat decided he could better serve the local communities as an independent insurance agent, and opened the GMG Insurance Agency office in Laguna Beach where he lives. He enjoys cycling, surfing and many of the other activities Southern California has to offer. He is active in the local community as a member of the chamber of commerce and as an affiliate member of the Laguna Beach Board of Realtors.

Address: 939 Glenneyre Street, Laguna Beach, CA 92651
Phone: (949) 715-7981
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Gregory J. Glemser


Gregory J. Glemser, Agent

Gregory J. GlemserGreg has been a licensed insurance producer working for GMG Insurance Agency since 2009 where he became a part of GMG family and obtained his license in Property/Causality and Health, Life and fixed Annuities. Over the past several years, Greg has specialized in personal lines, but has recently expanded into commercial lines to address the insurance needs of businesses. Greg prides himself on making sure he is in constant contact with his clients and providing coverage for their most valuable assets.

Since graduating from Central Bucks High School East in 1989, where he was the MVP of the high school football team, Greg has worked in fields that focus on building relationships where trust must be earned, and knowledge must be shown, before business can be done. After teaching fourth grade in Centennial School District and also coaching high school football, Greg had the opportunity to be a part of a family business where he began to learn the necessary skills to become successful in the business world.

After becoming manager of the business and managing 10-plus employees, Greg looked for a new challenge. He wanted to work with a company that shared his beliefs in building long-term relationships with its clients, and at the same time find a company with a strong network of support within – this company was GMG Insurance Agency.

Greg graduated from Temple University in 1996 with a degree in Elementary Education. Today, he lives just north of Doylestown with his wife Morna and their three young girls. He plays the guitar, enjoys golf, and spending time with his girls.

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Ryan Fuller


Ryan Fuller, Agent

andrew-fullerRyan is a licensed insurance producer who has recently joined the GMG team.  Ryan began his insurance career working in his family owned insurance business, which has been in operation since 2004.  With GMG, Ryan works principally in the Property and Casualty insurances including Personal and Commercial lines of business.  One of Ryan’s major assets is his emphasis on building customer trust, and he remains in close contact with his clients to ensure they are properly insured and aware of policy change opportunities.  His main office is in Lambertville, New Jersey.

Ryan is very active in the Bucks County area where he has resided for 33 years.  As an Eagle Scout, he has demonstrated his leadership and competence.  His past governance roles have included sitting as the treasurer for Greater New Hope Chamber of Commerce, and New Hope Celebrates, a local nonprofit organization promoting regional tourism and recognition for the Lesbian/Gay/Bisexual/Transgender populations.

Ryan is committed to contributing, and he is consistently taking part in organizations giving back and sharing his expertise with our local community.

You will find when you are working with Ryan he is timely, professional, and committed to customer service.  He will work diligently to find you the best policy to protect your most valuable assets either in your personal life or for your business.  In his free time, Ryan enjoys biking, walking, gardening, and involvement in local politics.

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