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Builders Risk from GMG Insurance

In both commercial and residential construction, contractors face myriad risks of loss during the course of construction. At GMG Insurance, you will find solutions from experts in your field who are familiar with the issues contractors confront and interested in hearing your specific concerns.

Insuring Against Many Hazards

A builders risk insurance policy from GMG Insurance protects contracting firms from losses of property and financial costs that arise from delays due to a covered loss.

Both the structure and materials awaiting incorporation into the building can be lost. Fire, vandalism and theft are typical causes of property loss, but we can also insure you against losses due to flood and windstorm. Your policy can be written to insure against delays that result in penalties from lenders or extra taxes.

Policies can be enhanced and adapted to your needs, so we will present you with the options that best fit your situation. Options include coverage for scaffolding, frame construction, pollution cleanup, debris removal, valuable papers, and permission to occupy insurance, which allows partial occupancy while you finish non-occupied areas.

We Think It Through with You

At GMG Insurance, we don’t think it’s enough to lay a set of policy choices in front of you and let you pick. We work as an advisor with you, first listening to your business plans, typical operations, project sizes and locations…all the factors that affect your insurability and insurance needs.

A builders risk policy is hard to extend if you run into delays on your project; therefore, we will help you choose a long enough policy time frame so you aren’t at risk of having the term expire before you finish the contract. We also offer change-order enhancements to your policy, as well as inflation protection coverage for projects that will last a long time. At GMG Insurance, we can even secure protection for your construction trailers, and we can cover multiple project sites. Even some speculative projects are eligible for commercial developer clients.

New construction, remodeling and rehabilitation projects all may need builders risk.

Turn to GMG Insurance for personalized attention on managing your assets and securing products that accommodate your lifestyle, now and as it changes over time. Contact us at (215) 497-9240; (800) 540-7900; or email at