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Workers Compensation Insurance from GMG Insurance

Workers compensation law varies from state to state, but with GMG Insurance you can be assured that your coverage is correct. We serve 40 states and can accommodate cross-border operations as well as worker travel abroad.

The Benefits of GMG Insurance

At GMG Insurance, we are more than product salesmen. We run a full workers compensation insurance analysis that can identify problems and help justify premium savings for your company.

We will look at your claims history and compare it to your experience modification factor, which is used in the calculation of your premium. We will also help you with classifying your employees properly and practicing good risk management to rectify and/or prevent problems. If you work with subcontractors, independents or temps, our advice could keep you from misclassifying and underinsuring. As a result of our analysis, you may find you can save on your premiums. If your numbers suggest a lower premium is in order, we will help make your case with the insurer.

Our insurer partners are top-rated. Many provide return-to-work programs, case management, up-training for new jobs if a partial disability occurs, and other back-to-work initiatives that can reduce costs and improve employee morale after a workplace injury or illness.

We also keep abreast of changing requirements from regulators, including OSHA, and we’ll pass that information along to your company periodically. Our help with insurance audit preparation can also protect you from penalties and surprises at audit time.

If you have employees working on the navigable waterways of the United States, we’ll talk to you about USL&H coverage.

Keep workers safe and protect them and your business with adequate insurance.

Turn to GMG Insurance for personalized attention on managing your assets and securing products that accommodate your lifestyle, now and as it changes over time. Contact us at (215) 497-9240; (800) 540-7900; or email at info@gmgins.com.