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New Home Buyers Turn to GMG Insurance for Proper Protection, Responsive Service

It’s an exciting time when buying your first home, expanding to a larger house as the family grows, or downsizing as the children leave the nest. Whenever you purchase a home, you want to make sure you’re properly insuring your property and personal contents and protecting against liability in the event of an injury or accident on the premises.

GMG Insurance has been servicing Bucks County homeowners since 1937. We proudly work with Coldwell Banker Hearthside agents to provide the best coverage available for your new home. Please take a moment to review some of relevant facts we have compiled during our many years in business to help you with your insurance program:

What Affects Homeowner’s Insurance Premiums Most?

1. The CONSTRUCTION value of the home, NOT the retail sales value.
2. Your CREDIT score.
3. AGE and UPDATES of the home.
4. Distance to FIRE HYDRANTS.
5. Your CLAIMS history.

Good Strategies for Lowering Homeowner’s Insurance Premiums

1. Use a reputable insurance BROKER.
2. Work with a financially stable insurance company rated A or better by A.M.
Best with superior claims service.
3. PACKAGE your home, auto and umbrella with one company. Most insurance companies offer a 10% auto discount and 15% homeowner’s discount.
4. Raise your DEDUCTIBLE. Raise your deductible from $500 to $1000 can save as much as 25%
5. Install central station fire and burglar ALARMS. Most insurance carriers will offer a credit of 10% – 20%.

Some Important Points to Properly Protect your Family and Assets:

1. Carry adequate LIABILITY limits.
2. Maintain an UMBRELLA policy.
3. SCHEDULE valuable jewelry, art and antiques.
4. DISCUSS changes with your agent. Life changes can often impact your liability and property needs.

Insuring your home properly is critical to protecting your assets.

At GMG we realize the home buying process can be a daunting experience. We value our relationship with the agents of Coldwell Banker Hearthside and the comprehensive coverage we are able to provide to their customers. If you would like a homeowners insurance quote for your new home, please contact us at (215) 497-9240 or (800) 540-7900; or you can email us at info@gmgins.com.