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Insure Your Jewelry through GMG Insurance

It’s typical for our high-net-worth clients to have expensive jewelry, including heirlooms, elite-brand watches, personally designed pieces and exotic gems. A high-value homeowners insurance policy will provide some coverage for jewelry, but a separate jewelry policy will provide more protection.

A GMG jewelry insurance policy is designed to cover more than theft and loss of pieces in a catastrophe. Depending on which policy you choose, you can get coverage for losses that occur on international travel, unexplained disappearances of items, and lost stones. Additionally, our insurer partners specialize in jewelry, so you will always deal with experts for restoration and replacement of your pieces.

Sets and Stones

If you have a diamond necklace and one of its stones falls out undiscovered until later, you can’t simply go to the local jeweler and have another diamond inserted. To retain the value of the piece, the proper cut and color have to be found. It’s possible a replacement would have to be crafted for the necklace to be put back to its original value. A jewelry insurance policy can handle this kind of specialty need, along with other salvage and restoration costs.

If part of a set is lost, stolen or destroyed, the value of the other part(s) of the set is also diminished. A jewelry policy can provide coverage for that loss in value or for the fashioning of a replacement to restore the value of the entire set. It may, alternatively, allow you to get a replacement of the full set if needed.

The Role of Experts

GMG Insurance jewelry policies are served by experts in gemstones, precious metals and design. Key to good coverage is an accurate appraisal and loss-prevention services. Our insurer partners provide expertise in both fields.

Partner with GMG Insurance for the best jewelry protection.

Turn to GMG Insurance for personalized attention on managing your assets and securing products that accommodate your lifestyle, now and as it changes over time. Contact us at (215) 497-9240; (800) 540-7900; or email at