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Comprehensive Insurance Protection for Veterinary Practices from GMG Insurance

Veterinary practices throughout Pennsylvania and the surrounding region turn to GMG Insurance as their trusted insurance advisor to design a protection plan that addresses the various risks their businesses face. Exposures can range from slips and falls on the premises by visitors to malpractice claims in the event of an alleged error or omission that causes harm to a beloved pet, property loss due to a fire, theft or other type peril, on-the-job employee injuries, and claims of employee discrimination or other purported employment practices violations.

A Full Range of Insurance Coverages for Veterinary Practices

GMG Insurance partners with top-tier insurers to secure an insurance plan tailored to the needs of your veterinary clinic or practice. We offer the following portfolio of veterinary insurance products to protect your property, employees, visitors, animal patients, and assets.

  • Commercial General Liability: Protects your practice from claims alleging that you or one of your employees damaged someone’s property or caused them bodily injury.
  • Professional Liability (Malpractice): Provides legal defense costs and liability should your practice become legally responsible due to allegations of professional negligence.
  • Commercial Property: Insures your building and business personal property against a wide range of exposures, such as fire, theft, vandalism.
  • Equipment Breakdown: Provides protection for your valuable equipment in the event of power surges, mechanical breakdown, burnout or operator error.
  • Business Interruption: Helps protect your practice should it have to be shuttered due to a covered cause of loss.
  • Employment Practices Liability Insurance: Protects your firm against employee lawsuits alleging discrimination, sexual harassment, wrongful termination and other claims.
  • Cyber Liability: In the event of a data breach that compromises customer credit card or other private information, this coverage will respond to help with notification costs, credit card monitoring, reputational damage, third-party liability and other expenses.
  • Workers Compensation: Provides wage replacement and medial benefits to employees injured on the job.

Why Professional Liability Insurance Is So Important for Your Practice

When it comes to liability insurance, be aware that a Commercial General Liability policy typically excludes any injury or harm arising out of an act or omission while performing your services and treatment. That is why it’s so important to carry Professional Liability/Malpractice coverage. Anything can happen while offering veterinary services to pets and livestock, which puts your firm at significant risk. A puppy could accidently fall off of an examination table and break its leg, for example, or die during surgery. Even with best practices in place, the pet owner’s emotion comes into play and could land you in court with allegations of wrongdoing. Make sure your firm is legally and financially covered while providing professional services to your animal patients. The professionals at GMG can go over the policy features available, what types of services are covered, and what limits make sense for your firm.

We can also bundle some of your key coverages together, such as General Liability and Property, in a Business Owners Policy (BOP) or in a Commercial Package Policy. After assessing your operation, we will provide with options that make sense for your facility.

We specialize in veterinary business insurance.

Look to GMG Insurance for personalized attention on managing the assets of your practice. Contact us at (215) 497-9240; (800) 540-7900; or email at info@gmgins.com.