First Name:
Last Name:
Type of Coverage:
Security Code:

Personal Auto Insurance from GMG Insurance

When you see a car insurance ad that encourages you to go directly to the insurance company, do you ever think, “How do I know exactly what I need?”

That’s a critical question. Getting the right car insurance isn’t simply a matter of typing in your year, make and model. You need to assess your liability risks and the exposures your vehicle or vehicles face. You may need to evaluate repair costs for things like hybrid batteries, air bags or specialty additions you made or had installed by the manufacturer. If you have customizations or specialty equipment, such as satellite radio or a lift kit, your insurance policy might need to specify that.

Optimizing Your Options

There are numerous ways to structure an auto insurance policy. Some states have minimum liability requirements. GMG Insurance is familiar with all mandates in the states we serve.

Liability: Following state guidelines may seem like a safe bet, but in reality those minimums are rarely sufficient to protect you from a serious accident. Your liability for damage could greatly exceed the minimum coverage if you cause a multi-car accident, and your responsibility for injuries could be astronomical if you permanently injure or, worse, kill someone. You will greatly benefit from professional advice when it comes to the liability and medical payments portions of your auto insurance policy.

Comprehensive: It’s not only collisions that cause damage to vehicles. Flying debris, animals and floods are among the non-collision exposures that should be covered by insurance. “Comprehensive coverage,” or “other than collision coverage,” is needed if you want your vehicle protected against such damage. Typically, this provision will take care of windshields, also, but we will make sure.

Uninsured/Underinsured Motorist: Most people also want to be protected against drivers who don’t carry enough (or any) auto insurance.  In the event of a bodily injury, lost wages, pain and suffering, this valued coverage should be on your auto policy. Our licensed agents can explain this coverage that most insured’s do not understand.

Other Benefits: Our insurer partners offer a wide selection of other benefits, including roadside assistance, towing and rental car coverage. We’ll provide you with all the necessary information as well as cost comparisons. If you have teen drivers, we also have ideas on how to increase their safety. Since many insurers offer discounts, we’ll be sure to discuss cost savings as part of our complete review of your auto insurance plan.

Insuring family cars and dream machines region-wide.

Turn to GMG Insurance for personalized attention on managing your assets and securing products that accommodate your lifestyle, now and as it changes over time. Contact us at (215) 497-9240; (800) 540-7900; or email at